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This was a 4 bed house converted into a 5 bed HMO (using the lounge as room) with a garage conversion planned to be room 6. Once they had visited they then applied Band A to the whole property which my client then appealed against. With the support of the NLA she stood her ground and actually asked the local council (under the freedom of information act) how many HMOs in Stevenage had individual council tax banding to date (FYI, as a professional helping investors create HMO portfolios I had done more than 15 projects for clients and had my own HMOs, none of which were separately banded! She then asked what their rules were to determine a separate band and they said that each unit must be self contained and if any facilities were shared by tenants this would not apply. Her appeal won and she had the council tax reverted to residential rate as before.

So it is possible to fight this if you are not providing everything in each unit (cooking, living and washing facilities). Lets see how long it lasts though as this could be another way to make more money from HMO investors I recently had a client who I helped to build a HMO portfolio in Stevenage, Herts get a letter from the valuation office saying they wanted to come and inspect the property. This was a 4 bed house converted into a 5 bed HMO (using the lounge as room) with a garage conversion planned to be room 6. Once they had visited they then applied lowest personal loan Band A to the whole property which my client then appealed against. With the support of the NLA she stood her ground and actually asked the local council (under the freedom of information act) how many HMOs in Stevenage had individual council tax banding to date (FYI, as a professional helping investors create HMO portfolios I had done more than 15 projects for clients and had my own HMOs, none of which were separately banded! She then asked what their rules were to determine a separate band and they said that each unit must be self contained and if any facilities were shared by tenants this would not apply.

Her appeal won and she had the council tax reverted to residential rate as before.

So it is possible to fight this if you are not providing everything in each unit (cooking, living and washing facilities).

My investor just used their own admissions to fight this using letters. In todays modern housing market house shares have become an affordable means of people renting in high demand areas, high cost areas. It would seem that people are happy to share kitchen space with their fellow housemates, however the intimacy of personal washing means that people are looking for their own personal en suite shower facilities.

As a result I have seen a number of developments over the past 18 months that have included the provision of en suite showers in all bedrooms. In certain areas of direct lenders for bad credit installment loans the Country the Valuation Office Agency (VOA) have begun re-banding the property for Council Tax purposes. In a nut shell, if a room contains an en suite shower room it has the potential to be individually banded for Council Tax. This means that rather than paying a one off payment for the entire house, you could e paying Council Tax on EACH room.

A guide lowest personal loan to how these assessments are made can be found on the following link Their is of course an appeals process to this assessment and if you feel you have been unfairly banded then the advice is to follow this appeals process. I personally think these new proposals are incredibly unfair and yet another bash at landlords trying to provide good quality accommodation at a fair and affordable price. This is very much being talked about in Reading - we have several customers and investors who we know who are quite worried about these new proposals.

So much so that a number of investors who do not like the uncertainty of this have decided to invest in other neighbouring towns such as Swindon which has come up in conversations several times. Swindon, as you may or may not know has no article 4 direction areas and no talk (yet) about proposing council tax on a room by room basis instead lowest personal loan of the entire dwelling. A number of investors I know are on the fence to see the bad credit installment loans direct lender eventual outcome before they plough more money into area where these proposals are being considered. I can only imagine that Landlords will have no choice but to push up either a) the rents they are asking for or b) start charging tenants an administration fee to cover their costs!

What sort of level of price increase will that mean (in terms of council tax for the entire property verses tax per individual room),are we talking substantially higher? I agree there would be little choice bu to increase costs to the tenant one way or another. This is very much being talked about in Reading - we have several customers and investors who we know who are quite worried about these new proposals.

So much so that a number of investors who do not like the uncertainty of this have decided to invest in other neighbouring towns such as Swindon which has come lowest personal loan up in conversations several times. Swindon, as you may or may not know has no article 4 direction areas and no talk (yet) about proposing council tax on a room by room basis instead of the entire dwelling.

A number of investors I know are on the fence to see the eventual outcome lowest personal loan before they plough more money into area where these proposals are being considered.

I can only imagine that Landlords will have no choice but to push up either a) the rents they are asking for or b) start charging tenants an administration fee to direct payday loan companies cover their costs! I think this is linked to the railway improvements, the cheaper house prices and the restrictions in place in other areas such as Article 4 areas and Council Tax bandings. What sort of level of price increase will that mean (in terms of council tax for the entire property verses tax per individual room),are we talking substantially higher? I agree there would be little choice bu to increase costs to the tenant one way or another.

Typically the VOA is banding each room as a band A (self contained unit). In an HMO the tenant is liable for the Council Tax so in my experience landlords simply pass on this cost to the tenants either as a CT payment or in additional rent. When are governments and local authorities going to realise that landlords in the UK continue to play a major role in addressing the U.

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