Personal signature loan

Would be grateful if anyone can share their experience positive ones too! I have instructed a Madrid based lawyer to recover our deposit. He is using his office (or possibly an agent) in Casablanca I believe. He says Excelia will ignore everything now short of an actual court summons, so just the threat of a summons is not nough.

Anyway, he was brought to my attention by Barry the Builder (on this thread),as he is an international property lawyer he has used before. The lawyer claioms to have recovered deposits from this development for 4 or 5 other buyers already. Not yet heard back on progress, but it has not been very long. As I am a junior member I am not allowed to post emails or tel nos apparently, so if you want details of the lawyer either send me your email address or contact Barry the Builder.

Can I ask, how are you getting on with recovering your deposits on Atlas Golf? I am also considering taking them to court and have contacted a lawyer recently to start proceedings. His name is Miguel and he was the original lawyer i used for the purchase.

He claims to have secured the return of several deposits and i have no reason to disbelieve him. I have been considering my options on this simply because of costs. If you would like to contact me directly I can forward some of the correspondence between us and we can talk directly over joining up and possibly saving on costs.

My e-mail is We are still trying to recover our deposit and first installation for this development. Any chance you still have the details for your lawyer? Is there any chance that the developers an pursue us in a Moroccon court if we did not complete? We did not receive the cancellation contract despite our efforts but personal signature loan did write several letters and emails about telling them of our intent to cancel the contract.

Due diligence (deeds, survey) must be carried out on the property. You also need to consider the purchase structure (individual name, company name... The Town Hall is very slow to process applications. The medina in Tetouan is like was Marrakech twenty years ago, some wonderful riads just falling down for lack of interest. I hate to see it and hope somone interested in restoring them would see what a bargain they are and catch them before it is too late. It has been a long time we has interesting posts in Morocco.

Due diligence (deeds, survey) must be carried out on the property. You also need to consider the purchase structure (individual name, company name... The Town Hall is very slow to process applications. Absolutely I agree, it is a very profitable investment the catch is that it does require personal involvement.


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Everything I have done louisiana payday loans so far to build up my business in Fes, I have done it following the rules it did not help much and still had to bribe people to get things done. I have waited one year at eight months to get my title from the Conservation Fonciere. I have followed by the letter the Dahir du 9 Ramadan 1331 which regulates the immatriculation of properties and nothing was happening.

I hired fast bad credit loans a lawyer and sent letters to the head of Conservation Fonciere but nothing.

I simply needed to pay the person in charge of my application (which so far had refused to do) to magically unblock everything bad credit loans alberta and get my title. When it came to getting an authorisation pour construir (building permit),I presented my plans and all the paperwork required and the commision from the City hall ( Baladia or as quick cash loans for bad credit rating I call it Shfaradia from Shfar that in moroccan means thief) kept on denying permission based on some inexistent ground. All it took was a bribe to reach all the members of the commision ( like throwing a piece of meat at hungry wolves ) and again, like magic, permission was granted. I can carry on like that and bring the examples of few other people that did none of the paperwork required but just bribed their way through their project they got to the end, faster than me saving time, money and health.

When it comes down to getting an authorisation to run your investment as a business you will definitelly need all the paperwork to be presented to the commision that will asses your application more than anything people will need to understand that it is one of the last chances the authorities will have to make money out of you and you can be sure that no comliance to the cash advance vancouver law will stop them from milking you. Quite recently a friend of mine had the first visit of the head of the commission that was going to grant authorisation for his newly restaured riad in Fes. Whilest walking in his beautiful garden, the head of the commission pointed out at some of the fruit trees in the garden and commented: It sure looks like your trees will bring you lots of fruits for you to enjoy... I hate online credit loans to see it and hope somone interested in restoring them would see what a bargain they are and catch them before it is too late. I know how you feel but I also believe that Moroccans should take some of the responsibility to save their history and heritage. UNESCO has pumped in a lot of money and the King himself has launched many programs of restauration of old riads and dars throughout Morocco.


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Most of the funds have gone into the pockets of greedy people and not much has been done to condamn and fight corruption in this sense. On the other hand when a foreigner embarques in a restauratin project, he gets cleveland home repair loan fifth third no support from the authorites but only aggravations and attempts to make money out of our love for Morocco. I even had an ADER engineer working on the restoration of my XIV century house to find out that all the work that he had done was compromising the stability of the house ( use of low quality wood, cracks in the wall being hidden by cheap plaster instead of being fixed by using traditional bricks and harash. All because it was better to put the money I was paying in his pocket and not on the house... I have finally finished restoring my house and after 5 yeras of work I have a great sense of accomplishments and fulfilment. It was not easy, it was not a bargain but at the end it did work out and I did accomplish something amazing. Does anyone have any experience of using Moroccan insurance company? There only seems to be one insurance company in England that insures overseas properties - advertised under different names but the names all seem to lead to the same company.

The King tries very hard to improve Morocco for the Moroccan people. I feel sorry for those who have had to use bribes to get authorities to do what they are paid to do.

From the moment we set foot in Morocco, we have been taken advantage of, from the taxi drivers to the sales teams. There should be ways to report taxi drivers who rip off foreigners, bank staff who accept bribes or refuse to look at a case without good reason. Does anyone have any experience of using Moroccan insurance company? There only seems to be one insurance company in England that insures overseas properties - advertised under different names but the names all seem to lead to the same company. I feel sorry for those who have had to use bribes to get authorities to do what they are paid to do. From the moment we set foot in Morocco, we have been taken advantage of, from the taxi drivers personal signature loan to the sales teams.

There should be ways to report taxi drivers who rip off foreigners, bank staff who accept bribes or refuse to look at a case without good reason. I used to own a house in Tangier Morocco thank god i sold it and would never buy one again, we payday loans in toledo ohio have no rights what so ever nothing you do or say will get what you want but if you are Moroccan its doors open thay only want your money thay look at us as banks lots of money...


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The local authority will not send you a bill they simple add a fine to your amount each year. I sold my apartment in May 2011 for what was a good price and better than most. I worked out how much capital gains tax I would pay, then was told that I needed to pay an extra 11500 dirham tax because some one in authority had decided that I had sold it to cheap. It appears that a log of all purchases is kept and that if you sell below the most expensive one then your taxed. There is no consideration for the position, condition or if it was sold furnished or unfurnished, JUST PAY UP!!!!!

The notaire plays a big role in the Moroccan buying process and you will make your life much easier. Essentially your lawyer (notaire) will be acting on your behalf and therefore it is best to appoint notaire before you found a property. This form will reserve the property for personal signature loan you until such a time as you return your signed preliminary agreement. If buying off-plan it is necessary to ensure that you are allocated a specific apartment at this time.

Shortly after you signed booking form you are going to be issued preliminary agreement. Failure to return signed document within deadline (usually 14-30days) gives right to seller to sell the property to another purchaser. Please keep in mind that this deposit (called as well first stage payment) may vary for off plan properties depending on the construction whether it was commenced or not (if construction is almost complete this payment may be very high). This contract will also outline the stages personal signature loan at which the next payments are due and when you will be required to pay the final amount and sign the final deed of purchase. Once preliminary contract received pass it immediately to your lawyer for the review. The lawyer will check this contract for compliance with the laws of Morocco. For example, if your purchase depends on obtaining a mortgage in Morocco or in UK, this should be added as a clause stating that the purchase is dependent on obtain the mortgage).

When you return your signed preliminary contract to the developer or agent you have entered a legally binding contract to pay for your property in full. At this stage any disputes can be settled by reference to the signed contract, and legal action can be taken if necessary. At the time specified in the preliminary contract, you will be obliged to sign the final purchase deed.