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Jill, as a lender, you do realize it is ILLEGAL to give out his personal information! So, I am thankful to all of you who posted your experience with this company. I am averse to paying up front fees to lenders, I probably would seek out others and have them as a last resort. Hello, I am currently working with Express Loan 911. Oh boy am I glad I found this thread as I started researching Xpress. Called them to inquire about their loan programs, dude on the phone was pushy, wanted a "commitment fee (1 point)".
It is hereby alleged that the entities noted above are doing mortgage loans and real estate transactions pay day loan direct lender in North Carolina without a license. When I contacted Robert Berg at the telephone number listed on their business filing we had a heated exchange over my concerns and to stop the application, loan process and to issue a refund.
He asked for my email address and telephone number which I gave him. His attorney contacted me via an email stating that she loan online application cheapest personal loan advised her client not to speak with me. Berg and his attorney have been informed that a Power of Attorney is in place and a certified copy filed with the clerk of the court has been given to them which should free them to answer my inquiry and concerns into the processing of a mortgage loan with my wife. Who pays this kind of fee with out recieving the loan. I could understand if the fee was attached to the closing that would make some sense. Still silly to pay this much money in a fee but hey at least you know you closed the deal. Act (Effective July 31, 2009), requires that any business engaged in mortgage lending be licensed annually by the N.
Office of the Commissioner of Banks as either a mortgage lender, mortgage broker or mortgage servicer. In addition, any individual employed by a licensed mortgage lender, mortgage broker, or servicer acting as a mortgage loan originator must have a mortgage loan originator license. Some lenders, primarily banks and credit unions, are exempt from licensing, but must file and keep current their information contained in their Claim of Exemption. All credit unions for poor credit loans mortgage licensing applications must be submitted via the Nationwide Mortgage Licensing System (for additional applications see Forms and Fees). It is alleged that Xpress Loans 911 LLC, Jill Berg, Robert Berg, and others are providing loans in North Carolina in violation of "Article 20 - Loan Brokers" by not having the proper licensing and bonding as required by law.
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In their filing with North Carolina they describe the nature of their business as "Business Consulting and Marketing for Small Businesses. You may have seen advertisements promising easy access to loans, even if you have bad credit. These advance fee loan scams try to take advantage of consumers with poor credit histories. Xpress Loans 911 LLC, Jill Berg, Robert Berg, and others are providing loans in North Carolina inviolation of Chapter 66, "Article 20 - Loan Brokers" by not having the proper licensing and bonding as required by law. Violation of Article 20 by charging a fee up front.
Violation of Article 20 by not providing the proper loan disclosures. And by charging a nonrefundable commitment charge in connection with any loan.
The violation of Article 20 by engaging in an unfair practice under G. I wanted to write as there is a lot of miss information and very distorted information.
You have Ben Marine which actually is NOT his name he is under an alias slamming US for not turning over a personal and confidential file that is NOT his. I would NOT provide any of my clients information to someone else.
He provided a Power of Attorney and my Attorney asked for additional supporting documentation and he refused to give it when you have a 6 year old Power of Attorney a Power of Attorney can be reversed or withdrawn so to protect the borrower and there and there sensitive information we asked for additional supporting documents so what does he do... Goes on a tirade and says slanderous statements and passing misinformation to mislead the consumers YOU. Again Ben Marine is NOT my client but he has a lot to say what he has to say is a lot of misinformation and false accusations. The Statue that Ben Marine quoted is if your lending on owner occupied properties I DO NOT LEND ON OWNER OCCUPIED PROPERTIES. Ben Marine is NOT an attorney but he is giving legal advice and interpreting the law and misleading the public.
Our attorneys have reviewed all guidelines and laws for each state and we comply with States and Federal laws. To sit and call a company a SCAM when you have absolutely NO dealings NO knowledge of the company is beyond my comprehension. We are far from a SCAM we pride ourselves on communication, transparency and integrity It was kind of humorous that we were called a boiler room we are far from a boiler room.
But we were still willing to close your loan all you need to do is get pay day loan direct lender us the information that our underwriters were requesting. To the people that sees this forum and question the credibility of of Xpress Loans 911 We are HIGH VOLUME company there is a handful pay day loan direct lender of customers that want to slander the hard work and our great reputation our reputation is the proof of getting you to the closing table. When your doing high volume it is totally impossible to please everyone. Also if you want to listen to a few people and the majority is NOT even our customers that is your choice there is NOT 1 company that can make every customer happy. We have well over 1000 feedbacks that are 5 star rating Our goal is to build the relationship and to help you build your portfolio.
At Xpress Loans 911 We pride ourselves in our ability to provide industry leading investor financing paired with a great customer service experience. We always strive to be transparent in our programs, process, and fees.
I am about to buy our investment property in Round Rock, TX. Since the Electricity instant decision payday loans direct lender market here is open, there are lot of companies to choose from. HelloMy mom purchased a timeshare awhile back- no longer uses it. I am in the middle of a purchase that includes a SFH along with a duplex and 45 garages. Im curious to learn if anyone has ever purchased a more than one home in a deal and BRRRRed out another property in the deal? Hello BP, Im looking for a market to do a bit of personal loan guaranteed approval research on, to try and start doing the brrrr method.
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Also what brrrr markets do you think have been the least effected by covid? Thanks Are there lenders that base your down payment on the APPRAISED value rather than the PURCHASE price??? I have significant equity in a Vacation Rental Property. The property is held in an LLC for tax and liability purposes. I am told by lenders that the only way to access the equity is to switch the property into my... I have formed a list of people I could see helping me make this. I was told by a realtor that it is difficult to how to find the best home repair loan find lenders for investment properties(conventional loans) due to pandemic. I am looking at an off-market property that would not qualify for conventional funding. We also have an LLC with a rental and just took a fix and flip loan and applied for a 30 year loan. So this is my first time posting, so forgive me if I miss certain criteria you would necessary for advice. Recently my grandfather payday installment loan retired from his rental business and gave me a few houses. Curious to hear numbers on partnership if this was done. Curious to hear numbers on partnership if this was done. Closed on first two BRRRR deals- looking for lender , any recommendations of someone who can do lower loan amounts without seasoning. So should you update or pay day loan direct lender upgrade your apartment building to get ready for sale? This is a can be a tricky decision to make because there are several factors involved. If you just want your building to look pretty again...
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Sitting at a baseball or soccer stadium and have your ad go directly to their phone! The owner wants a portion of the earnest money deemed non-refundable. Has anyone used Thomas Management, LLC to find their deals? I created an enity and am looking to create credit for this enity.