Pay day loan companies
UNESCO has pumped in a lot of money and the King himself has launched many programs of restauration of old riads and dars throughout Morocco. Most of the funds have gone into the pockets of greedy people and not much has been done to condamn and fight corruption in this sense. On the other hand when a foreigner embarques in a restauratin project, he gets no support from the authorites but only aggravations and attempts to make personal installment loans bad credit money out of our love for Morocco. I even had an ADER engineer working on the restoration of my XIV century house to find out that all the work that he had done was compromising the stability of the house ( use of low quality wood, cracks in the wall being hidden by cheap plaster instead of being fixed by using traditional bricks and harash. All because it was better to put the money I was paying in his pocket and not on the house... I have finally finished restoring my house and after 5 yeras of work I have a great sense of accomplishments and fulfilment. It was not easy, it was not a bargain but at the end it did work out and I did accomplish something amazing. Does anyone have any experience of using Moroccan insurance company? There only seems to be one insurance company in England that insures overseas properties - advertised under different names but the names all seem to lead to the same company. The King tries very hard to improve Morocco for the Moroccan people.
I feel sorry for those who have had to use bribes to get authorities to do what they pay day loan companies are paid to do. From the moment we set foot in Morocco, we have been taken advantage of, from the taxi drivers to the sales teams.
There should be ways to report taxi drivers who rip off foreigners, bank staff who accept bribes or refuse to look at a case without good reason.
Does anyone have any experience of using Moroccan insurance company? There only seems to be one insurance company in England that insures overseas properties - advertised under different names but the names all seem to lead to the same company.
I pay day loan companies feel sorry for those who have had to use bribes to get authorities to do what they are paid to do.
From the moment we set foot in Morocco, we have been taken advantage of, from the taxi drivers to the sales teams.
I used to own a house in Tangier Morocco thank god i sold it and would never buy one again, we have no rights what so ever nothing you do or say will get what you want but if you pay day loan companies are Moroccan its doors open thay only want your money thay look at us as banks lots of money... The local authority will not send you a bill they simple add a fine to loans for holidays your amount each year. I sold my apartment in May 2011 for what was a good price and better than most.
I worked out how much capital gains tax I would pay, then was told that I needed to pay an extra 11500 dirham tax because some one in authority had decided that I had sold it to cheap.
It appears that a log of all purchases is kept and that if you sell below the most expensive one then your taxed. There is no consideration for the position, condition or if it was sold furnished or unfurnished, JUST PAY UP!!!!!
The notaire plays a big role in the Moroccan buying process and you will make your life much easier. Essentially your lawyer (notaire) will be acting on your behalf and therefore it is best to appoint notaire before you found a property. This form will reserve the property for you until such a time as you return your signed preliminary agreement. If buying off-plan it is necessary to ensure that you are allocated a specific apartment at this time. Shortly after you signed booking form you are going to be issued preliminary agreement. Failure to return signed document within deadline (usually 14-30days) gives right to seller to sell the property to another purchaser. Please keep in mind that this deposit (called as well first stage payment) may vary for off plan properties depending on the construction whether it was commenced or not (if construction is almost complete this payment may be very high). This contract will also outline the stages at which the next payments are due and when you will be required to pay the final amount and sign the final deed of purchase. Once preliminary contract received pass it immediately to your lawyer for the review. The lawyer will check this contract for compliance with the laws of Morocco.
Quick little loans
Shortly after this you should receive your Title Deeds and keys to the property. Can somebody give me some contact details in order to try and start the process of getting my money yet again. I was out there about a year ago, signed a letter, told i would get my refund but nothing. Just wondered how things are progressing on Atlas Golf. I brought several properties abroad and i have decided to sort them all out now. I will either proceed if i get a big discount or start proceedings through a lawyer to get my money back.
Just wondering how many of you out there have cancelled but are still waiting for a refund and finding it impossible to extract any kind of contact from Excelia? It took them about a year to acknowledge our request to cancel.
Fortunately that was confirmed in writing, although the executive concerned has since left. Last Autumn we were sent a cancellation contract, which did not reflect to 2 year long-stop.
I amended it and signed and returned it since then Excelia have ignored all further correspondence. My 2 year deadline came and went in June this year. I have since contacted the Foreign Office consul online cash advances in Rabat. The only help he offered was a list of English speaking lawyers, and the suggestion that others in a similar position might want to club together to instruct a Moroccan lawyer to can i use a loan to pay rent sue Excelia.
I am also considering taking them to court and have contacted a lawyer recently to start proceedings. His name is Miguel and he was the original lawyer i used for the purchase. He claims to have secured the return pay day loan companies of several deposits and i have no reason to disbelieve him. I have been considering my options on this simply because of costs. If you would like to contact me directly I can forward some of the correspondence between us and we can talk directly over joining up and possibly saving on costs. My e-mail is We managed to establish contact with a French lady working in Cassablanca who had bought a riadh in this development.
She along with other french clients succesfully managed to get their money back after winning a court battle albiet after two years. They do not now answer our phone calls and nor do they reply to our emails. Our solicitors here have tried to hire a lawyer in Marrakech but they have all refused to take up the case. Do you think it might be an idea for all of us to club together and do what the french did that is to instruct a lawyer in Morocco.
Would it also be an idea to write a pay day loan companies pay day loan companies letter to the Moroccan consulate in London as a group asking them to apply pressure on the developers.
I have been in tocuh with Barry about this and I am due pay day loan companies to meet his Madrid lawyer in UK soon I hope to discuss a claim. His experience is they will now ignore all contact unless it is miami dade county schools payroll loans a court summons, and he says he has had success recovering deposits on several occasions now.