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Coronavirus has changed every industry—many times in unexpected ways. Being home more often my payday loan has advantages—like seeing family more often. It also has disadvantages—like seeing family too often. When she turned her phone off for a few days, hung out with friends, and spent time in nature, she realized that she wanted more freedom in her life. After that hiking trip, she returned home to her husband and told him it was time for her to quit. After doing some options trading and making money off of it, she made the decision to leave her job by the end of what instant loans can i apply for in arizona 2018 summer 2019. In August of 2019, they closed on a 4-plex in San Diego. A year and a half later, Kristie and her husband have an impressive 24 doors! Kristie walks through the benefits and struggles of owning multifamily properties both in long term installment loans for bad credit loan fast cash and out of state. She also talks about the different types of funding she used in order to get them under contract, including conventional loans, HELOCs (home equity lines of credit), and commercial loans. Christie Lesage:I literally think I said I was going to quit my job August 27th or 28th before we even had a house under contract, it was in my mind. Ashley:My name is Ashley Kehr and I am here with my co-host, Tony Robinson. We just had to do a retake because I almost called him Tommy boy. Tony, we have had a couple of rookie reply episodes out now, and I want to know how everyone is liking them. You hit up Ashley, hit me up on Instagram or in the Rookie Real Estate group on Facebook, but now let us know what you guys think. We have Christie on, and she set her mind out knowing she just wanted to quit her W-2 job with really no plan in place.
So what she did was she found real no credit check electronics estate and figured out how that would work for her.
Christie Lesage, welcome to the cash till payday mexico mo Real Estate Rookie. But before we get into all the meat and potatoes, just tell us a little bit about you. Christie Lesage:My story started a couple same day money loans of years back, but it was definitely a slow burn.
And I just remember thinking, wow, this is more what life is all about. I think that really just opened my eyes on how I wanted to take my life more in my control and be first payday loan free able to go and do more things like that. And I remember coming home, and I think it was that exact night and talking to my husband.
My father was more of a business owner and he had the 9:00 to 5:00 job, so I just had no, I guess, interest or guidance on that side. And I was really struggling internally with that and was not how to get a small personal loan with bad credit mentally present at work. And I just remember all those emotions from that Yosemite trip really just… I guess, came front and center again. And I remember being so angry when he was saying that to me, because I felt like I was doing okay. And we really, really wanted to at the time, or I did at least buy a nice house up on the Hill with the down payment, which we could have afforded at the time, the down payment, but we would have been tied to our W-2 jobs for 30 years indefinitely having that monthly payment.
I did not want to work past the summer, let alone like the next 30 years.
So we kind of went and he interviewed two realtors off the BiggerPockets. I think we should be able to figure this out if your parents have figured this out. So she was bad credit rating loans still very new and green and gave us all the attention, fdic small dollar loan program but we also figured out what we needed at the time. And I remember we went into the brokerage or firm and sat down and kind of talked with her and her boss.
Tony:And you knew that you guys could afford it, but that it was going to tie you down for the next 30 years. Tony:We talk about this a lot about people being willing to sacrifice to kickstart their real estate investing career.
You need to dramatically increase your income, but you also need to keep your expenses in check or reduce them. And the profession that he loves to get as the janitor or the maintenance man. And I think, we talk about this a lot and you guys have been really hounding on it a lot more lately on your podcast. I think my why at the time was so big in my head like I need to quit my 9:00 to 5:00 job, I need to quit it at the time. Ashley:And I think your whole story shows that you knew exactly what you wanted and first payday loan free you went after it.
Now that we heard a little bit about your first deal, first payday loan free but what does your portfolio look like now? We have five units in San Diego and then we sat on it through until early 2020.
And that is where we both went to school, in Michigan at Ferris State University. And then we picked up another eight units in… I guess we closed August 2020, but it was a package deal, so it was like a five-unit property and a three-unit property and you needed to buy how can i get a personal loan with bad credit both.