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There should be ways to report taxi drivers who rip off foreigners, bank staff who accept bribes or refuse to look at a case without good reason.
Does anyone have any experience of using Moroccan insurance company? There only seems to be one insurance company in England that insures overseas properties - advertised under different names but the names all seem to lead to the same company.
I feel sorry for those who have had to use bribes to get authorities to do what they are paid to do. From the moment we set foot in Morocco, we have been taken advantage of, from the taxi drivers to the sales teams. There should be ways to report taxi drivers who rip off foreigners, bank staff who accept bribes or refuse to look at a case without good reason. I used to own a house in Tangier Morocco thank god i sold it and would never buy direct lenders for installment loans one again, we have no rights what so ever nothing you do or say will get what you want but if you are Moroccan its doors open thay only want your money thay look at us as banks lots of money...
The local why small loans are bad authority will not send you a bill they simple add a fine to your amount each year. I sold my apartment in May 2011 for what was a good price and better than most.
I worked out how much capital gains tax I would pay, then was told that I needed to pay an extra 11500 dirham tax because some one in authority had decided that I had sold it to cheap. It appears that a log of all purchases is kept and that if you sell below the most expensive one then your taxed. There is no consideration for the position, condition or if it was sold furnished or unfurnished, JUST PAY UP!!!!! The notaire plays a big role in the Moroccan buying process and you will make your life much easier. Essentially your lawyer (notaire) will be acting on your behalf and therefore it is best to appoint notaire before you found a property. This form will reserve the property for you until such a time as you return your signed preliminary payday loans online no credit check direct lender agreement. If buying off-plan it is necessary to ensure that you are allocated a specific apartment at this time. Shortly after you signed booking form you are going to be issued preliminary agreement.
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Failure to return signed document within deadline (usually best way to get extra cash until payday 14-30days) gives right to seller to sell the property to another purchaser. Please keep in mind that this deposit (called as well first stage payment) may vary for off plan properties depending on the construction whether it was commenced or not (if construction is almost complete this payment may be very high). This contract will also outline the stages at which the next payments are due and when you will be required to pay the final amount and sign the final deed of purchase.
Once preliminary contract received pass it immediately to your lawyer for the review. The lawyer will check this contract for compliance with the laws of Morocco. For example, if your purchase depends on obtaining a mortgage in Morocco or in UK, this should be added as a clause stating that the purchase is dependent on obtain the mortgage). When you return your signed preliminary contract to the developer or agent you have entered a legally binding contract to pay for your property in full. At this stage any disputes can be settled by reference to the signed contract, and legal action can be taken if necessary. At the time specified in the preliminary contract, you will be obliged to sign the final purchase deed. This must be done in front of a public notary in Morocco, who oversees that the final transfer of the property into your direct lenders for installment loans payday loans norman ok name is done within the laws of Morocco. If you cannot attend you can sign over power of attorney for someone to sign on your behalf. Shortly after this you should receive your Title Deeds and keys to the property.
Due diligence (deeds, survey) must be carried out on the property.
You also need to consider the purchase structure (individual name, company name... The Town Hall is very slow to process applications. The medina in Tetouan is like was Marrakech twenty years ago, some wonderful riads just falling down for lack of interest. I hate to see it and hope somone interested in restoring them would see what a bargain they are and catch them before it is too late. It has been a long time we has interesting posts in Morocco. Due diligence (payday loans salt lake city utah deeds, survey) must be carried out on the property.
The Town Hall is very slow to process applications.
Absolutely I agree, it is a very profitable investment the catch is that it does require personal involvement. Everything I have done so far to build up my business in Fes, I have done it following the rules it did not help much and still had to bribe people to get things done.
I have waited one year at eight months to get my title from the Conservation Fonciere.
I have followed by the letter the Dahir du 9 Ramadan 1331 which regulates the immatriculation of properties and nothing was happening. I hired a lawyer and sent letters to the head of Conservation Fonciere but nothing. I simply needed to pay the person in charge of my application (which so far had refused to do) to magically unblock everything and get my title. When it came to getting an authorisation direct lenders for installment loans pour construir (building permit),I presented my plans and all the paperwork required and the commision direct lenders for installment loans from the City hall ( Baladia or as I call it Shfaradia from Shfar that in moroccan means thief) kept on denying permission based on some inexistent ground. All it took was a bribe to reach all the members of the commision ( like throwing a piece of meat at hungry wolves ) and again, like magic, permission was granted.
I can carry on like that and bring the examples of few other people that did none of the paperwork required but just bribed their way through their project they got to the end, faster than me saving time, money and health.
When it comes down to getting an authorisation to run your investment as a business you will definitelly need all the paperwork to be presented to the commision that will asses your application more than anything people will need to understand that it is one of the last chances the authorities will have to make money out of you and you can be sure that no comliance to the law will stop them from milking you. Quite recently a friend of mine had the first visit of the what loans purposes are easy to get head of the commission that was going to grant authorisation for his newly restaured riad in Fes. Whilest walking in his beautiful garden, the head of the commission pointed out at some of the fruit trees in the garden and commented: It sure looks like your trees will bring you lots of fruits for you to enjoy...
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All because it was better to put the money I was paying in his pocket and not on the house... I have finally finished restoring my house and after direct lenders for installment loans 5 yeras of work I have a great sense of accomplishments and fulfilment. It was not easy, it was not a bargain but at the end it did work out and I did accomplish something amazing.
Does anyone have any experience of using Moroccan insurance company? There only seems to be one insurance company in England that insures overseas properties - advertised direct lenders for installment loans under different names but the names all seem to lead to the same company. The King tries very hard to improve Morocco for the Moroccan people. I feel sorry for those who have had to use bribes to get authorities to do what they are paid to do.